Travel Insurance

What is Travel Insurance? Travel insurance is designed for holidaymakers to cover cancellations, personal belongings and emergency medical treatment, whereas travel health insurance is designed to cover inpatient treatment check-ups and continuing treatment of chronic conditions abroad.

Emergency Medical coverage can reimburse you for the costs associated with medical treatment for an illness or injury during your trip. This can include coverage for physician services, ambulance services, and hospital charges, among other expenses.

Cost, country requirements, and language barriers are just a few factors to consider when determining if you need travel medical insurance. … Travel health insurance concentrates coverage on key medical expenses, such as emergency medical evacuation, repatriation, doctors visits, labs, emergency room visits and much more

In general, you should expect a plan will cost anywhere from 4%-10% of your total pre-paid, nonrefundable trip cost. For example, if you purchased a trip with a total cost of $5,000, travel insurance policies available to you will likely range in price from $250-$500, depending on variables

Premiums vary, depending on your age, the coverage you choose, and your deductible. But expect to pay on average anywhere from about $1,000 to $3,000 a year for a policy. You can even get international coverage for emergencies as part of your policy, or as a rider to it.