The Affordable Care Act (ACA) premium tax credits that helped millions of Americans afford coverage are set to expire at the end of 2025 — unless Congress acts. If lawmakers don’t intervene, ACA marketplace enrollees could see their premiums double in 2026, and millions may lose coverage, especially families that rely on the marketplace. What…
“I thought I had insurance… but I still got a bill.” That’s what Sega told me after her first experience trying to use her health plan in the U.S. Like many immigrants from countries with government-funded healthcare, she expected everything to be covered. Instead, she learned—too late—that U.S. insurance doesn’t work that way. I’ve helped…
For many Russian-speaking immigrants, navigating the U.S. healthcare system is confusing, frustrating, and overwhelming. I’ve spent the last 20 years earning trust in this community—by answering calls, speaking your language, and walking you through a system that’s nothing like what you knew before. Explore our Individual & Family Health Insurance Plans to see what’s available…
The first time I read a health insurance policy, I laughed. “It felt like it was written for aliens,” I told Dennis. “That’s when I realized people need a translator, not a salesman.” I started my career behind the camera, working on film sets and theater productions in New York. I didn’t plan on becoming…
Confused by health insurance? Discover 5 expert tips to avoid overpaying, understand your coverage, and protect yourself from surprise medical bills.
Confused about health insurance in the U.S.? Licensed broker Robert Tovashvili breaks down everything you need to know about ACA plans, PPO vs. HMO networks, rising costs, and affordable alternatives for healthy families. Learn how subsidies work, what to watch for in policy fine print, and how to avoid overpaying—whether you’re shopping through the Marketplace or looking for private options.
Confused about whether health insurance in the U.S. is really free? In this guide, Robert Tovashvili explains how Obamacare subsidies work, when you might qualify for free or discounted coverage, and how traditional insurance compares. Learn how tax credits affect your costs—and how to avoid surprises at tax time.
Credit issues are a common challenge for many individuals, impacting everything from loan approvals to overall financial stability. In a recent episode of the eHealth20 Podcast, I sat down with financial expert Yuri Alexander to explore practical strategies for credit repair. Yuri, a seasoned professional in life insurance, mortgage protection, and business protection, also specializes…
Building Trust Through Long-Term Relationships in Health Insurance: Segal’s Story One of the best parts of my job is building long-term relationships with my clients. When you’ve been in the health insurance business as long as I have, you start seeing clients not just as customers, but as friends. That’s exactly the case with Segal….