Confused about whether health insurance in the U.S. is really free? In this guide, Robert Tovashvili explains how Obamacare subsidies work, when you might qualify for free or discounted coverage, and how traditional insurance compares. Learn how tax credits affect your costs—and how to avoid surprises at tax time.
For over 12 years, I’ve helped more than 1,300 Russian-speaking clients understand U.S. health insurance. Many of them say the same thing: “I don’t understand how Obamacare works, and I don’t want to get ripped off.” If you’ve ever felt the same, this article will help. I’ll walk you through real costs, show you how…
Health Insurance That Lets You Choose Your Doctor—A Smarter Way to Get Covered Before I became a health insurance broker, I spent years working as a filmmaker. I learned how to take complex ideas and tell them in ways people could connect with. That same skill is what I bring into this industry—because let’s…
Indemnity vs. Major Medical Insurance: Which One Fits Your Needs? Choosing the right health insurance is a challenge, especially for young professionals and entrepreneurs. Should you go for a major medical plan or an indemnity plan? Understanding the pros and cons of each will help you make an informed decision. Major Medical Insurance: Comprehensive but…