“I thought I had insurance… but I still got a bill.” That’s what Sega told me after her first experience trying to use her health plan in the U.S. Like many immigrants from countries with government-funded healthcare, she expected everything to be covered. Instead, she learned—too late—that U.S. insurance doesn’t work that way. I’ve helped…
A mother once came to me in tears. Her family had just moved to Pennsylvania from New York, where they had free coverage. Now, they had nothing—and no idea what to do next. She didn’t speak much English. She didn’t know what plans to trust. She just needed help. That moment shaped how I built…
For over 12 years, I’ve helped more than 1,300 Russian-speaking clients understand U.S. health insurance. Many of them say the same thing: “I don’t understand how Obamacare works, and I don’t want to get ripped off.” If you’ve ever felt the same, this article will help. I’ll walk you through real costs, show you how…