Confused about health insurance in the U.S.? Licensed broker Robert Tovashvili breaks down everything you need to know about ACA plans, PPO vs. HMO networks, rising costs, and affordable alternatives for healthy families. Learn how subsidies work, what to watch for in policy fine print, and how to avoid overpaying—whether you’re shopping through the Marketplace or looking for private options.
Confused about whether health insurance in the U.S. is really free? In this guide, Robert Tovashvili explains how Obamacare subsidies work, when you might qualify for free or discounted coverage, and how traditional insurance compares. Learn how tax credits affect your costs—and how to avoid surprises at tax time.
In this episode, health insurance expert Robert Tovashvili breaks down what changed under TrumpCare, how these alternative plans differ from Obamacare, and what you need to know if you’re healthy, self-employed, or seeking nationwide coverage. Learn about real plan costs, emergency coverage, maternity exclusions, and more—especially helpful for Russian-speaking families in the U.S.
Learn how U.S. health insurance works—from ACA to PPOs, deductibles, and real FAQs—with expert guidance from broker Robert Tovashvili.
For over 12 years, I’ve helped more than 1,300 Russian-speaking clients understand U.S. health insurance. Many of them say the same thing: “I don’t understand how Obamacare works, and I don’t want to get ripped off.” If you’ve ever felt the same, this article will help. I’ll walk you through real costs, show you how…
A Simple Health Insurance Solution That Lets You Choose Your Doctor Without the Red Tape Before I became a health insurance broker, I spent years working as a filmmaker. I learned how to take complex ideas and tell them in ways people could connect with. That same skill is what I bring into this…
Credit issues are a common challenge for many individuals, impacting everything from loan approvals to overall financial stability. In a recent episode of the eHealth20 Podcast, I sat down with financial expert Yuri Alexander to explore practical strategies for credit repair. Yuri, a seasoned professional in life insurance, mortgage protection, and business protection, also specializes…
Building Trust Through Long-Term Relationships in Health Insurance: Segal’s Story One of the best parts of my job is building long-term relationships with my clients. When you’ve been in the health insurance business as long as I have, you start seeing clients not just as customers, but as friends. That’s exactly the case with Segal….
Indemnity vs. Major Medical Insurance: Which One Fits Your Needs? Choosing the right health insurance is a challenge, especially for young professionals and entrepreneurs. Should you go for a major medical plan or an indemnity plan? Understanding the pros and cons of each will help you make an informed decision. Major Medical Insurance: Comprehensive but…
Health Insurance for Young Entrepreneurs: Finding the Right Plan As a young entrepreneur, securing the right health insurance can be challenging. Unlike traditional employees who receive coverage through their jobs, freelancers, digital marketers, and independent contractors must navigate their own options. Choosing the right plan depends on factors like cost, coverage, and flexibility. In this…